What should I do if I want to apply for a student credit card but I have no credit history?
I keep getting denied for some I have no idea what to do- Credit market is tight right now. If you have a bank account, see if the bank has a credit card they offer, and see if you qualify. It's actually NOT TRUE that multiple applications will lower your score. Multiple requests within 45 days are combined into a "hard inquiry", which does temporarily affect your credit score, but that dip is temporary and will go away in a few months
- First of all, stop applying for credit cards. Each time you apply, your credit score goes down. And companies are not going to like when they see you have applied for multiple cards in a short period. You will continue to be denied, just like I was, until you start building credit. Put a couple bills in your name if you can, and pay those each month until you build some credit. And do not start off with like a Visa or Discover credit card, because you will continue to be denied. Try a department store credit card, like JC Penny's or a clothing store first
- your last option would be go to the bank and make a deposit for a credit card. you put down 1000 and then your credit limit would be 1000. its the bank's way of they get their money back. so after using your credit card for a while you can ask for your deposit back. if they say its too soon you can close that account and get your money back and apply somewhere else. they probably will approve because you have credit history now. when i say use your card for a while i mean at least 6 months
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College Student - Should I apply for a credit card?
i will be a senior in the fall and currently have two check cards. i want to apply for a credit card to establish a line of credit but am not sure if i should. should i apply for a credit card? if so, should i apply for a student (student credit card apply)
What do I need in order for me to apply for a business credit card?
i would like to apply for a american express business credit card. quite simply, just a business. you need a business and decent credit. establish your business as a legal en y. an llc or a corporation, by filing articles of incorporation with your secretary of state. once that's done, (apply for business credit card)
Can i apply for credit card if I have bad credit?
i have a full time job. i am trying to save up money for my next car since my car is really old. i have a bad credit since one of my fitness account was taken to collection. can i still apply for credit card? what if i get denied? (apply credit card bad credit)
Knowledge Base: Credit Card Apply
Where can i apply for a student credit card?
i recently quit my job, but i do have a checking & savings accounts. i do not know which banks will grant me a student credit card without a job. im a junior in college and graduating in dec 2012 with a bachelors in nursing. will this info also matter (apply credit card bad credit)
hi i currently have a macys store card, i would like to convert that to a visa credit card, ?
how can i convert my macys card into the macys visa card, do i have to apply a different application, or can they convert this to a visa card without running another credit check. thanks for ur help, i will just call the customer service tomorrow. a macy's visa likely (student credit card apply)
How to apply online credit card?
i am very busy person and im lazy or no time to go visit banks and i wanted to apply a credit card is there any easy way to apply credit card tru online?. before you go online to apply for a cerdit card you need to make a lot (visa credit card apply)
can you apply for student credit card as soon as you get hired from a job?
i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have no money in the bank so whats the outcome of getting one?, im in college so thats a plus but i will not get paid till next week. (apply for business credit card)
Can I apply for a VISA credit card if I am almost 18 or should I wait?
my 18th birthday is in 9 calender days 6 business days and i was just wondering if i have to wait until i am 18 to apply for a visa card or if i can apply basically now and hope the verification process takes longer than the 6 business days. (apply credit card bad credit)
Knowledge Base: Student Credit Card Apply
I want to apply for a student credit card, but I know nothing about APRs and interest rates. Help!?
i want to apply for a student credit card just in case i need money while i am in college. my mom and my sister told me not to but this is something i want to do on my own and see if i can handle it alone. i work (student credit card apply)
I am 18. Should I apply for a student credit card or become a secondary card holder on my parent's card?
i am looking to build some credit. right now i have a solid checking account and i am planning to use the credit card only on gas. which way is going to be the most beneficial to my credit?. getting the card in your own name will be most beneficial (student credit card apply)
can you apply for student credit card as soon as you get hired from a job?
i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have no money in the bank so whats the outcome of getting one?, im in college so thats a plus but i will not get paid till next week. (student credit card apply)
Do we need credit history when we apply for student credit card?
no you don't, however you do need to be a current college student. good luck. try citicards.com they have a lot of student credit cards. good luck. no, you shouldn't, that's why it's called a student credit card. usually that's your first card, to help you establish credit. you need (student credit card apply)
College Student - Should I apply for a credit card?
i will be a senior in the fall and currently have two check cards. i want to apply for a credit card to establish a line of credit but am not sure if i should. should i apply for a credit card? if so, should i apply for a student (student credit card apply)
