What happens if you apply for a Student credit card when you are not a student?
It's the only card left that we haven't been denied! This is ridiculous. How can we build our credit if we can't even get a card?- I am not sure how credit card companies check that student credit card applicants are actual students - and if they even bother to. You can build up your credit in different ways without using a credit card: - cell phone account - rent / mortgage - car lease / payments As long as your payments get reported to the credit bureaus, you're building your credit. Go to annualcreditreport.com to see which of your accounts are getting reported
- If they give you the credit card it is yours. Just make sure to make your monthly payments on time and if you are smart. then only use the card for up to 10% of it's limit during a billing cycle, pay off completely when the bill comes and within a year or two you will have good credit. What happens if a student decides to quit school and keep the student credit card he got earlier? NOTHING happens as long as you make your payments on time. The contract is between you, the individual, and the credit card company. They can not dictate that you stay in school. The offer is for students because this "group" is targeted with high interest rates, idiotic fees, etc. because they can not get anything else. Join this club. At least you got the card
- They really could care less as long as you pay them it doesn't matter one bit. make sure they do report your payment history to a credit bureau. Some do not. it is not mandatory they do so. so check if they do. and use the card wisely
- Falsifying information on a document you sign is Against the law. The credit card company will report you to the credit agency that monitor credit history. You will never be able to obtain credit again for a certain number of years. You may be liable for a law suit. I am surprised that you have managed to get away with this deception
Knowledge Base
Where can a student apply for a credit card?
where can a student apply for a credit card? her first credit card. have no credit. need "some credit". thanks!. as a student you do not "need" credit. and it will just get you into money problems. pay cash, or use your parents card, if you absolutly need something. do (apply card credit online)
Hi I was wondering how I can apply for a credit card or what companies offer student credit cards?
i am a freshman in college going to be a sophomore and i think i might need some other source of emergency money can someone help me understand this and how i could apply for one, much appreciated. go to bankrate.com. you can compare different cards and apply on line. (student credit card apply)
When should you apply for a business credit card if your personal credit is poor?
hint - > all business related debts are guaranteed by personal backing. therefore, it will not "fool" the system if you apply for a business card versus personal card. even if you try to hide behind a corporation, they will try to dig at your personal credit. you should try (student credit card apply)
Knowledge Base: Credit Card Apply
can you apply for student credit card as soon as you get hired from a job?
i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have no money in the bank so whats the outcome of getting one?, im in college so thats a plus but i will not get paid till next week. (apply credit card bad credit)
Can I apply for a VISA credit card if I am almost 18 or should I wait?
my 18th birthday is in 9 calender days 6 business days and i was just wondering if i have to wait until i am 18 to apply for a visa card or if i can apply basically now and hope the verification process takes longer than the 6 business days. (apply for business credit card)
hi i currently have a macys store card, i would like to convert that to a visa credit card, ?
how can i convert my macys card into the macys visa card, do i have to apply a different application, or can they convert this to a visa card without running another credit check. thanks for ur help, i will just call the customer service tomorrow. a macy's visa likely (student credit card apply)
Where can i apply for a student credit card?
i recently quit my job, but i do have a checking & savings accounts. i do not know which banks will grant me a student credit card without a job. im a junior in college and graduating in dec 2012 with a bachelors in nursing. will this info also matter (apply for business credit card)
How to apply online credit card?
i am very busy person and im lazy or no time to go visit banks and i wanted to apply a credit card is there any easy way to apply credit card tru online?. before you go online to apply for a cerdit card you need to make a lot (apply card credit online)
Knowledge Base: Student Credit Card Apply
College Student - Should I apply for a credit card?
i will be a senior in the fall and currently have two check cards. i want to apply for a credit card to establish a line of credit but am not sure if i should. should i apply for a credit card? if so, should i apply for a student (student credit card apply)
I am 18. Should I apply for a student credit card or become a secondary card holder on my parent's card?
i am looking to build some credit. right now i have a solid checking account and i am planning to use the credit card only on gas. which way is going to be the most beneficial to my credit?. getting the card in your own name will be most beneficial (student credit card apply)
can you apply for student credit card as soon as you get hired from a job?
i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have no money in the bank so whats the outcome of getting one?, im in college so thats a plus but i will not get paid till next week. (student credit card apply)
I want to apply for a student credit card, but I know nothing about APRs and interest rates. Help!?
i want to apply for a student credit card just in case i need money while i am in college. my mom and my sister told me not to but this is something i want to do on my own and see if i can handle it alone. i work (student credit card apply)
Do we need credit history when we apply for student credit card?
no you don't, however you do need to be a current college student. good luck. try citicards.com they have a lot of student credit cards. good luck. no, you shouldn't, that's why it's called a student credit card. usually that's your first card, to help you establish credit. you need (student credit card apply)
