Do we need credit history when we apply for student credit card?
- No, you shouldn't, that's why it's called a student credit card. Usually that's your first card, to help you establish credit
- No you don't, however you do need to be a current college student. Good luck. Try citicards.com they have a lot of student credit cards. Good luck
- a student credit card is specially designed for students and is very different from your regular credit card. Because it may be the first time for college students to apply for a credit card, most credit card companies designed their student credit cards to be a form of secured credit cards. It will help a student to avoid accumulating high amounts of debt because of reckless spending. If you need groceries, or that recommended book but you do not have the money for it, then it may be time for you to use your student credit card. It is good if you start learning good financial habits from your student life itself. do not use the card to pay for everything and anything. Use it judicially or it will land you in a debt to repay after the college finishes. It is not unusual to find the representatives of credit card companies promoting student credit card in college campuses. However, finding a right card will take much more than contacting the representative of credit card company. Develop a habit of shopping around and getting the best deal out there. Though the interest rates on student credit cards are relatively low, they also offer a low credit amount. If used judicially student credit card can become the perfect means to build a credit history and jumpstart your financial wellbeing. You can apply online for a best student credit card at: lowest - apr - cards.com / Student_Card.html
- Student credit cards are designed specifically for people with little or no income - and little or no credit history. But you have to be a college student! You can find a complete list of offers here: asapcreditcard.com / student - cards.html Although these offers tend to have higher interest rates than 'standard' credit cards - they will give you the opportunity to prove your credit worthiness and build your credit score. Hope this helps. GOOD LUCK!
- You need to be at least 18 to apply for credit on your own. If you have an existing relationship with a local bank, I would try them first. My daughter banks with Bank of America and they did not require that she have a credit history when she applied for her first credit card at age 18
- No, but if you have bad credit it will be hard to get
Knowledge Base
College Student - Should I apply for a credit card?
i will be a senior in the fall and currently have two check cards. i want to apply for a credit card to establish a line of credit but am not sure if i should. should i apply for a credit card? if so, should i apply for a student (student credit card apply)
What do I need in order for me to apply for a business credit card?
i would like to apply for a american express business credit card. quite simply, just a business. you need a business and decent credit. establish your business as a legal en y. an llc or a corporation, by filing articles of incorporation with your secretary of state. once that's done, (apply for business credit card)
Can i apply for credit card if I have bad credit?
i have a full time job. i am trying to save up money for my next car since my car is really old. i have a bad credit since one of my fitness account was taken to collection. can i still apply for credit card? what if i get denied? (apply credit card bad credit)
Knowledge Base: Credit Card Apply
Where can i apply for a student credit card?
i recently quit my job, but i do have a checking & savings accounts. i do not know which banks will grant me a student credit card without a job. im a junior in college and graduating in dec 2012 with a bachelors in nursing. will this info also matter (apply credit card bad credit)
hi i currently have a macys store card, i would like to convert that to a visa credit card, ?
how can i convert my macys card into the macys visa card, do i have to apply a different application, or can they convert this to a visa card without running another credit check. thanks for ur help, i will just call the customer service tomorrow. a macy's visa likely (student credit card apply)
How to apply online credit card?
i am very busy person and im lazy or no time to go visit banks and i wanted to apply a credit card is there any easy way to apply credit card tru online?. before you go online to apply for a cerdit card you need to make a lot (visa credit card apply)
can you apply for student credit card as soon as you get hired from a job?
i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have no money in the bank so whats the outcome of getting one?, im in college so thats a plus but i will not get paid till next week. (apply for business credit card)
Can I apply for a VISA credit card if I am almost 18 or should I wait?
my 18th birthday is in 9 calender days 6 business days and i was just wondering if i have to wait until i am 18 to apply for a visa card or if i can apply basically now and hope the verification process takes longer than the 6 business days. (apply credit card bad credit)
Knowledge Base: Student Credit Card Apply
I want to apply for a student credit card, but I know nothing about APRs and interest rates. Help!?
i want to apply for a student credit card just in case i need money while i am in college. my mom and my sister told me not to but this is something i want to do on my own and see if i can handle it alone. i work (student credit card apply)
I am 18. Should I apply for a student credit card or become a secondary card holder on my parent's card?
i am looking to build some credit. right now i have a solid checking account and i am planning to use the credit card only on gas. which way is going to be the most beneficial to my credit?. getting the card in your own name will be most beneficial (student credit card apply)
can you apply for student credit card as soon as you get hired from a job?
i got hired yesturday and tommorow im applying for a student credit card, will the bank give it to me? i have no money in the bank so whats the outcome of getting one?, im in college so thats a plus but i will not get paid till next week. (student credit card apply)
Do we need credit history when we apply for student credit card?
no you don't, however you do need to be a current college student. good luck. try citicards.com they have a lot of student credit cards. good luck. no, you shouldn't, that's why it's called a student credit card. usually that's your first card, to help you establish credit. you need (student credit card apply)
College Student - Should I apply for a credit card?
i will be a senior in the fall and currently have two check cards. i want to apply for a credit card to establish a line of credit but am not sure if i should. should i apply for a credit card? if so, should i apply for a student (student credit card apply)
